About Us

Group History

Compuscan has achieved significant goals as a front runner in the microfinance and credit industry and has reached many milestones along its journey to success.

1980

1980

- Banks form their own sharing Credit Bureau Company
- Retailers form Consumer Credit Association

1994

1994

- Compuscan established as consumer credit bureau for microlenders.
- Microlenders start sharing data with Compuscan

1995

1995

- An FTP (File Transfer Protocol) data system was established to share positive and negative data across more than 1800 microlenders.

1997

1997

- Centralised database introduced meaning data could be accessed in real-time.

1999

1999

- Launch of online credit reporting system, Credit Check.
- ‘Sun and Oracle’ combined partner of the year award.

2000

2000

- Extended credit bureau services into Namibia and Botswana.
- National Loan Register formed under MFRC

2003

2003

- Credit Skills Training Institute (CSTI) after training grant awarded to Compuscan from BANKSETA.

2004

2004

- CSTI formed part of Compuscan Holdings and officially established and accredited with the BANKSETA, Education and Training Quality Assurance (ETQA) body and became compliant with the South African Qualification Authority (SAQA).
- Largest secondary service provider of National Loan Register (NLR) data.

2005

2005

- Credit Check hosts Southern African Fraud Prevention Service (SAFPS) data.
- The National Credit Act (NCA) introduced
- Abolishment of microlenders data sharing
- Gold certificate for exhibition excellence at the African Microfinance Conference.

2006

2006

- Compuscan registered as a credit bureau.
- Compuscan licenced by the Central Bank of Uganda as the first full service credit bureau.
- Certificate of appreciation in support of Microfinance South Africa (MFSA).

2007

2007

- Compuscan Botswana established as a legal entity owned by Compuscan Holdings.
- Became an associate member of the Credit Providers Association (CPA).
- Certificate of accomplishment in support of MFSA.

2008

2008

- Developed biometric-based smart card ID system for Ugandan borrowers: Financial Card System.
- Codix, Xcelerator, and Compuscore A solutions launched.
- The Credit Skills Training Institute changed to Compuscan Academy.
- Runner up for the Isabel Jones Lungisa Awards presented by the Credit Information Ombudsman (CIO).

2009

2009

- Upgraded to the new 11G Oracle database which allowed the data centre’s capacity to expand.

2010

2010

- Became one of the primary hosting bureaux of the South African National Loans Register.
- Negotiations facilitated by Credit Regulator.
- Established Ethiopia’s first consumer and business credit information bureau.
- Selected as one of the top 10 African financial service technology solutions in Africa by the Financial Technology editorial team.

2011

2011

- Merger with Scoresharp.
- Selected as one of the top 20 most ‘eNNovative’ companies in Africa by Financial Technology.

2013

2013

- Compuscan’s extensive product base expanded to include Commercial Credit Reports.
- Compuscan Academy wins the BANKSETA [email protected] Awards in the Training Provider Category.

2014

2014

- Launched www.mycreditcheck.co.za, online platform for South African consumers to view their credit information.
- Compuscan established in Lesotho as a credit bureau.
- Actis won the Catalyst Private Equity Deal of 2014 for its shares acquisition in Compuscan Holdings, pinpointing it as the most notable private equity deal of the year.

2015

2015

- Compuscan Academy wins the BANKSETA [email protected] Awards in the Training Provider Category, for the second time.
- Acquired P:Cubed, a specialist marketing services provider driven by analytics.
- Compuscan Australia (Pty) Ltd. was registered and established as a credit bureau.
- Compuscan Philippines, Inc. started operations in Manila.
- Compuscan hosts the first annual Credit and Decision Analytics (CADA) Conference.

2016

2016

- Acquired Profit Science.
- Acquired shares in Creditinfo.
- Became the first credit bureau to be Evo-ready.
- Introduced Compuscore PSY (psychometric scoring) to market.
- 2016 CADA presented by Compuscan.

2017

2017

- Acquired Encentivize and Encentivize Rewards.
- 2017 CADA held at Arabella Hotel by Compuscan.
- Registered as Compuscan Credit Information Centre in Mozambique.

Compuscan’s goal for its clients has been to offer a way to minimise risk and maximise profits by providing them with the most up-to-date and accurate data.

In 1994, Remo Lenisa started a local credit bureau for consumer data, called Compuscan, since then, the CSH Group has grown from strength to strength over the years, to become the global company it is today.

The bureau was founded upon a base of market related knowledge and experience – a solid foundation upon which its subsequent success has been built. The founders had gained a deep understanding of customers’ requirements and the most suitable solutions to meet their needs through ownership of their own microlending establishments. Having dealt with clients who did not repay loans, some of whom were untraceable, the need was quickly identified to share consumer credit information with other microlenders – and thus the vision of Compuscan was born. The sharing of credit information introduced a means for microlenders to avoid financial loss by identifying clients’ repayment probability before issuing a loan and registering the loan on a national database.

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